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Guide · calculation

Calculate U-value for walls, roofs, floors and windows

You calculate the U-value of a building element as the inverse of the sum of all R-values and surface air resistances (U = 1 / ΣR). The lower the result, the better the element insulates. This guide shows the calculation for 4 element types, when to use default values, and how to type windows correctly.

Author: Dieter Vanwetter, certified Belgian Type A energy expert (VEKA EP18784) ~8 min read Updated 6 September 2026

Summary

  • The U-value is the inverse of the sum of all R-values and surface air resistances: U = 1 / ΣR.
  • A well-insulated cavity wall with 12 cm of PIR easily reaches U = 0.16 W/m²·K, well below the EPB standard of 0.24.
  • For windows, use published U-values per frame and glazing combination, not the R = d/λ formula.
  • VEKA allows conservative default values if you cannot demonstrate the construction, provided you document that choice in the file.

How do you go from R-value to U-value?

The U-value is the inverse of the R-value plus surface air resistances:

U = 1 / (R_air_inside + R_materials + R_air_outside)

Unit: W/m²·K. Lower is better.

Standard air resistances:

  • Inside: 0.13 for vertical, 0.10 for roof, 0.17 for floor
  • Outside: 0.04 m²·K/W

What is the U-value of an external wall?

Cavity wall with 12 cm PIR: R_total = 6.27 (inside air 0.13 + plaster 0.029 + brick 0.519 + PIR 5.455 + facing brick 0.100 + outside air 0.04).

U = 1 / 6.27 = 0.159 W/m²·K. EPB standard requires max 0.24, well below.

What is the U-value of a pitched roof?

Pitched roof with 22 cm rockwool: R = 6.72 → U = 0.149 W/m²·K.

Beware of rafters (λ=0.13) in the same layer as insulation: this creates a thermal bridge. Correct with a small surcharge (+0.02 to 0.05 W/m²·K).

What is the U-value of a slab on grade?

Floor with 10 cm PUR: R ≈ 5.87 → U ≈ 0.17 W/m²·K.

Watch the B-factor (area/perimeter). Larger area relative to perimeter means less edge losses. VEKA auto-corrects if dimensions are entered correctly.

How do you calculate the U-value of a window?

For windows, don't use R = d/λ, because it's a composite construction of frame, glazing and spacer. Formula: U_window = (A_frame·U_frame + A_glass·U_glass + L_spacer·ψ_spacer) / A_total.

In practice: published values.

TypeTypical U
Single glazing + wood frame (1970s)5.0 W/m²·K
Double HR + PVC1.8
Triple HR++ + PVC1.0
Triple HR+++ + aluminium0.8

The U-value is often on the corner spacer sticker. Always photograph it during the survey: this photo is required under the inspection protocol (see the photo checklist).

When can you use default values?

VEKA allows default values in 3 cases:

  • No view of the construction
  • No product information
  • Insulation not visually verifiable

Defaults are conservative (worse than reality). Document each default choice in the file annex, retain for 5 years minimum. EPC-Expert Pro's auto-calculations always show the source used.

FAQ about U-values

What is a good U-value for an external wall?

In Flanders, new-build must meet a maximum of U = 0.24 W/m²K for external walls. A well-insulated cavity wall with 12 cm of PIR easily reaches U = 0.16.

How do you account for a thermal bridge in the U-value?

A local interruption of the insulation, such as a rafter or concrete column, adds a small surcharge to the U-value. Usually 0.02 to 0.05 W/m²K, depending on the bridge's share of the element.

Why is a window's U-value printed on the glazing sticker?

Manufacturers print the glazing's U-value on the spacer in the corner of the glass. That's the fastest and most reliable source during a measurement, and photographing it is also required under the inspection protocol.

Let U-values calculate automatically

In EPC-Expert Pro you enter material + thickness and U-value is calculated instantly, thermal bridges included.